Personal Contract Hire at Premier Motors

Premier Motors offers a fantastic range of new Ford's and MG's on PCH on the Isle of Wight 

What is PCH 

Personal contract hire is a very popular way to buy a new car. PCH is commonly referred to as leasing, where a customer has no intention of being the owner of a car at the end of the agreement. PCH is fundamentally a type of long-term rental.  


You lease a car for an agreed period with fixed monthly payments. When the contract expires you return the car and take out a contract for a newer vehicle.   



No balloon or final payment required.

Monthly payments are fixed.

Small deposits are accepted.

Typically, monthly payments are less than PCP.

Potential cons: 

Like other agreements, PCH do have mileage limits.

After the agreement the car must be returned in good condition, else charges may apply.

You won’t own the vehicle after the agreement.

Potential restrictions on taking the vehicle abroad


Premier Motors (Solent) Limited t/a Premier Ford is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.